Finance

Cumberland Windows offer the following four Flexible Finance Options to make purchasing your new Windows, Doors or Conservatory as affordable as possible.

Feel free to ask if you require more details.

The Finance examples shown below are based on a purchase price of £3800.00

Option 1

CASH PURCHASE OR SELF-SOURCED FUNDING

If you are paying from your own funds either by cheque, debit card, bank transfer or cash. Or if you are arranging your own funding via a loan or remortgage. In either case you would not benefit from the extra protection provided under The Consumer Credit Act 1974.
Representative Example:
• Example purchase price of: £3800.00
• Deposit with Order: £760.00 (20%)
• Balance on Completion: £3040.00

Option 2

FLEXIBLE LOW MONTHLY PAYMENT – 3 MONTHS DEFERRED

Offers you a flexible account over 36, 60, 96, 120 and 180 months with the ability to make extra payments to reduce the loan term and therefore reduce the amount of interest payable. You also benefit from the extra protection provided under The Consumer Credit Act 1974.
Representative Example:
• Example purchase price of: £3800.00
• Deposit with Order: £99
• Amount to Finance: £3701.00
• 120 Monthly Payments of: £48.65 (First repayment 3 month after delivery/installation)
• Interest rate 9.5% variable
• Interest Payable: £2137.00
• Total amount payable: £5937.00
Representative APR: 9.9% variable

Option 3

BUY NOW PAY LATER

Within 12 months of the date of your order, you pay the outstanding balance with NO interest. If not settled within 12 months, interest will have accrued and will continue to be charged and you will begin 120 monthly repayments. You will also benefit from the extra protection provided under The Consumer Credit Act 1974.
Representative Example:
• Example purchase price of £3800.00
• Deposit with Order: £99.00
• Amount to Finance: £3701.00
• Balance and NO Exit Fee within 12 Months: £3701.00
• OR 120 payments of £79.61
• Interest rate 18.3% variable
• Interest payable £5822.20
• Total amount payable £9652.20
Representative APR 19.9% variable

Option 4

INTEREST FREE CREDIT 24 MONTH

This is simply your purchase price less the deposit, divided by the number of repayments, with NO interest or fees charged. 25% deposit required for our 24 month interest free term. You will also benefit from the extra protection provided under The Consumer Credit Act 1974.
Representative Example:
• Example purchase price of: £3800.00
• Deposit with Order: £950 (25%)
• Amount to Finance: £2850
• 24 Monthly Payments of: £118.75 (First repayment 1 month after delivery/installation)
• Interest Payable: £0.00
• Total Amount Payable: £3800.00
Representative APR 0.0%

Credit is subject to application and status. Terms and conditions apply.
Authorised and regulated by the Financial Conduct Authority.
Cumberland Window Design Limited act as a credit broker and not the lender, and only offer products from Shawbrook Bank. We do not receive commission and we do not charge you for our credit broking services.
Our Registered Office & Postal Address is Unit 5, Bridge End Industrial Estate, Egremont, Cumbria, CA22 2RD